Celtic Wills & Trust Ltd is a local family run business recently located to Willings Passage in Pembroke. Paul and Nicola Pemberton are the only members of The Society of Will Writers in Pembrokeshire and offer an Independent Will writing service. Their ethos is to keep things simple, understandable and affordable.

Paul and Nicola offer a friendly, reliable and approachable service. They are more than happy to come and visit you in your own home to alleviate any anxiety you may have, which takes out all the stress of what many of us consider too difficult a subject to deal with and something that can always be postponed.

With the cost of funerals rising on average of up to 9% each year, more and more people are borrowing to pay for their loved ones funerals. According to national research, the UK’s total funeral debt climbed to £147m last year. The average cost of a funeral in the UK is currently in excess of £3,500 and rising. This figure is based on cremation, with burials often being more expensive. Worryingly, in order to meet these costs, research reveals that more than 93,000 people are borrowing from friends, family, and the bank, with the average amount borrowed £1,601.

MAKE SURE THE MEMORIES YOU LEAVE ARE HAPPY ONES!

Celtic Wills & Trust Ltd understands the importance of providing peace of mind for you and your loved ones. Have you considered how your loved ones will pay for your funeral? How will they get access to your money to pay for your funeral?

With funerals having doubled in cost over the last 10 years, people across the UK have saved thousands of pounds by purchasing a pre-paid funeral plan. Celtic Wills & Trust Ltd is pleased to be able to offer a range of pre-paid funeral plans from some of the UK’s leading providers.

• Pre-paid funeral plans are inexpensive, tailored to your requirements and affordable. Plans that give you the freedom to choose your own funeral director, local or national, with no health checks required and no age restrictions.

• Immediately remove the burden from your loved ones who could have to make up to 50 decisions relating to your funeral during a time of immense grief.

• Organise your whole funeral - you decide what you want and not what someone else wants for you.

• Secure and safe with all monies held in a trust fund completely separate to which ever provider you choose.

• No price increase once you have chosen your affordable plan. The amount you pay will remain the same until its conclusion.

• Plans start from as little as £1 per day!

• FREE WILL with each plan purchased.

• FREE home advisory service in the comfort and privacy of your own home with one of our highly trained Associate Paralegals.

• No obligation quote.

• A Pre-paid funeral plan is NOT an insurance policy. It is put in place purely to fix and cover the amount of your funeral cost at TODAY’S prices irrespective as to when the event happens.

If you would like further information please call 01646 621367 or visit our website http://www.celticwt.co.uk/