For all your estate planning needs, look no further than Celtic Wills & Trust Ltd, Pembroke.

A local family run business recently located to Willings Passage, Paul and Nicola Pemberton are the only members of The Society of Will Writers in Pembrokeshire and offer a range of services from Pre-paid Funeral Plans, Wills and Probate to Lasting Power of Attorney, Property Protection Trusts, Asset Protection Trusts and Executorship.

Paul and Nicola’s ethos is to keep things simple, understandable and affordable.

Originally from Pembroke himself, Paul and Nicola pride themselves on their friendly, reliable and approachable service.

They originally founded Celtic Wills & Trust Ltd when they lived in West Sussex and have built up an enviable reputation for quality service.

They are more than happy to come and visit you in your own home to alleviate any anxiety you may have, which takes out all the stress of what many of us consider too difficult a subject to deal with and something that can always be postponed.

One of the services they deal with is Pre-paid Funeral Plans.

With the cost of funerals rising on average of up to nine per cent each year, more and more people are borrowing to pay for their loved ones funerals. According to national research, the UK’s total funeral debt climbed to £147m last year. The average cost of a funeral in the UK is currently in excess of £4,000 and rising. This figure is based on cremation, with burials often being more expensive. Worryingly, in order to meet these costs, research reveals that more than 93,000 people are borrowing from friends, family, and the bank, with the average amount borrowed £1,601.

Make sure the memories you leave are happy ones!

Celtic Wills & Trust Ltd certainly understands this and the importance of providing peace of mind for you and your loved ones.

Have you considered how your loved ones will pay for your funeral? How will they get access to your money to pay for your funeral?

With funerals having doubled in cost over the last 10 years, people across the UK have saved thousands of pounds by purchasing a Pre-paid Funeral Plan.

Celtic Wills & Trust Ltd is pleased to be able to offer a range of pre-paid funeral plans from some of the UK’s leading providers.

• Pre-paid Funeral Plans are inexpensive, tailored to your requirements and affordable. Plans that give you the freedom to choose your own funeral director, local or national, with no health checks required and no age restrictions.

• Immediately remove the burden from your loved ones who could have to make up to 50 decisions relating to your funeral during a time of immense grief.

• Organise your whole funeral - you decide what you want and not what someone else wants for you.

• Secure and safe with all monies held in a trust fund completely separate to which ever provider you choose.

• No price increase once you have chosen your affordable plan. The amount you pay will remain the same until its conclusion.

• FREE WILL with each plan purchased.

• Plans start from as little as £1 per day!

• FREE home advisory service in the comfort and privacy of your own home with one of our highly-trained associate paralegals.

• No obligation quotation.

• A Pre-paid Funeral Plan is NOT an insurance policy. It is put in place purely to fix and cover the amount of your funeral cost at TODAY’S prices irrespective as to when the event happens.

Celtic Wills & Trust Ltd also offer a range of other services, including Probate, Lasting Power of Attorney, Property Protection Trusts and Asset Protection Trusts to safeguard your assets and Executorship to deal with estates and distribution of estates.

Celtic Wills & Trust Ltd understand that everyone has different needs and their range of services can be tailormade to meet your requirements, always offering peace of mind and reassurance.

There’s a free no obligation home advisory service or you can pop into the office where Paul or Nicola will answer all your questions and provide you with a price to give you and your family maximum protection.

If you would like further information, please call 01646 621367 or visit the website http://www.celticwt.co.uk/